The Right Way To Credit Repair

Credit Cards - The BasicsHow Lenders Operate - And How They'll Make a Tidy Fortune from the UnknowingCredit card companies might seem like immensely clever, money making enterprises that exploit every loophole to maximize the interest payments - and profits - they are taking from you every month. Nothing, however, could be further from the truth.

Credit and Loan Help for Mortgage LoansMortgage loans are some of the most difficult loans to receive if you have bad credit because lenders focus heavily on your credit score and history of making payments on time. However, there is credit and loan help for individuals interested in home mortgage loans.

The Right Way To Credit RepairIf you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished.Once you have a bad credit rating, it might seem like there's nothing that you can do about it? but you don't have to believe that.

Fixing A Credit ReportFixing a credit report starts with seeing what's on it. You may get access for free online.

How did a Thief get my Name? Don't be a Victim of Identity TheftHow do these people get my name? If you have a credit card, your name is sold to third parties, if you do not want this to happen, you must contact your credit card companies to inform them that you do not want your information sold. Check the privacy notice that comes with your bill.

Always Avoid Payment HolidaysOnce you've been paying off a credit card for a while, you might be offered a 'payment holiday'. You'll get a letter, saying that since the company knows it's difficult for some families around Christmas (or whatever other excuse they think up), they're offering you a month off from paying, as a 'special present'.

Low Interest Credit Cards: A Thing of the Past?With interest rates rising, low or zero percent credit cards may soon become a thing of the past. However, the wise shopper can still secure a low rate by carefully shopping around.

Making Sense of Credit Card FeesIn addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of 'fees' associated with their use. Some fees are unavoidable with a particular card (like an annual fee or a program participation fee), while others are triggered by certain circumstances.

Maximizing Credit Card RewardsIn their quest to get you to sign up for their credit card, banks and financial institutions are coming up with more and higher incentives to entice you. Frequent flyer miles gave way to gas miles which opened the door for cash rebates and reward points to be used at 'our fine member merchants'.

Read and Understand Your Credit Card StatementHave you ever looked at your credit card statement and ended up just scratching your head in frustration? Well join the club! But don't take any comfort in the fact that you have plenty of company, because lack of knowledge can cost you?.right on your credit report, and once there can stay with you a while.

Credit Counseling -- Why It Doesnt Work For Most Debtors"Cut Your Payments in Half!" the headline screams. "Consolidate Your Bills into One Low Monthly Payment!"When you see ads like this, they are often from Credit Counseling firms.

Easing Your Financial Burdens With Credit CounselingIt is a well-publicized fact that more of us are getting ourselves into greater debt, and this may be true for you. The embarrassment of your financial situation can mean you are unlikely to seek credit counselling or other credit management solutions.

Tips for Choosing a Credit Card CompanyCredit Cards are essential for any consumer today. However, when choosing a new credit card company, many people do not know what to look for.

How Businesss Mess Up Their Credit PoliciesIn "Become the Squeaky Wheel" a book recently published, Michelle Dunn demonstrates the major areas a business should focus on to ensure a satisfactory customer experience.One mistake business owners make is not having a credit policy in place when they open their business.

Compare Credit Card Offers and Reward YourselfHere's a simple system on how to pay zero interest and get tons of free stuff. Almost everyone uses credit cards.
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