Identity theft has become an epidemic

Are You The Only One Using Your Name?Identity theft has become an epidemic. Millions and millions of purses and wallets are stolen everyday and many of them are not just taken for the money inside.

What You Need to Know About Credit ReportsYou hear people talk about credit reports all the time but do you know what they are really all about? Well, if you have ever been turned down when applying for a credit card or a loan it is high time you learned all about your credit report and how you can get it working for you instead of against you.Let's start off by explaining what your credit report actually is.

Guide to Credit TermsListed below is a useful guide to credit card terms. It is a list of definitions of credit card terms that may or may not be familiar to you.

Types of Credit CardsThere are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience. In order to help you decide, listed below is a useful breakdown of the various types of credit cards available.

Identity Theft - How to Protect Yourself"Like the tan? I got tons of sun on that Caribbean cruise. First class tickets to Florida and back! Nope, not an airline upgrade.

Credit Card TipsHere are some useful credit card tips for you to consider before applying for a credit card. Before applying for a credit card, you should decide why you want one, and make sure you can use it wisely.

What is a Credit Card?A credit card allows you to buy things even though you might not have the money to pay for it right away. The company that gave you the card lets you spend up to an agreed sum and then makes additional money available to you as you pay off what you've spent.

Credit Card Benefits and DrawbacksCredit cards have both benefits and drawbacks. It is wise to consider both before applying for a credit card.

Student Credit Cards 101Almost all students have and use student credit cards. Some of the students use them wisely and build for them an early credit history but others accumulate lots of debts that would have to be paid off once the student life is over.

Credit EducationHaving credit education is like knowing how to read. It will be necessary throughout your life.

Understanding Your Rights Under The Equal Credit Opportunity ActIt wasn't all that long ago that lenders blatantly discriminated when it came to approving credit for women and minority groups. Women were actually asked personal and demeaning questions like, how many children do you plan to have in the future or are you on birth control?Despite the fact that they were entering the workforce in record numbers, single women were often required to get a cosigner or denied credit altogether.

All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRAFact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate.

How To Survive In A Plastic World, Qualifying For Credit CardLet's face it, having credit is no longer a choice. "Don't leave home without it" is more like "can't buy a home without it.

Like It Or Not, You Have A Score To Settle! Part 1Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the picture. It's called credit scoring.

Improving Your Credit ReportEven if you think you have a wonderful credit report, be wary of the error factor. Just as you receive mail with your name and address misspelled, your credit report can have errors as well.
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