Sunday, November 23, 2008

Notary services in Richmond

Commissioned by the State of California, sworn under Oath by the County of Alameda, to serve the citizens of the State of California as a Notary Public
Rob Schmidt Mobile Notary Service. We Service these cities Alameda, Alamo, Alviso, Antioch, Atherton, Bay Point, Belmont, Berkeley, Brentwood, Burlingame, Campbell, Clayton, Colma, Crocket, Concord, Cupertino, Castro Valley, Daly City, Danville, Discovery Bay, Dublin, East Palo Alto, El Sobrante, Emeryville, Fremont, Foster City, Hayward, Hercules, Kensington, Lafayette, Livermore, Los Altos, Los Altos Hills, Los Gatos, Martinez, Millbrae, Milpitas, Moraga, Mountain View, Newark, Oakland, Palo Alto, Piedmont, Pinole Pacheco, Pittsburg, Pleasanton, Redwood City, Richmond, Rodeo, Saratoga, San Bruno, San Carlos, San Jose, San Leandro, San Lorenzo, San Mateo, San Pablo, San Ramon, Santa Clara, So. San Francisco, Sunnyvale, Union City, Walnut Creek, Woodside . And even San Francisco, but it's gonna cost you to send me there.... traffic, no parking , crowds, one way streets. See I'd rather not go to the City.
Things You Should Know About Notary Publics
A California Notary Public is specially trained to identify and legally vouch for the identities of signers. They protect consumers and business people from fraud and are sworn to honesty. Use a notary signing agent any time you want to validate your signature for a remote business transaction.
Richmond Seals Notary & Corporation
Find Seals Notary & Corporation in Richmond, VA. Get phone number, address, and driving directions.
localdirectory.nbc12.com/Seals+Notary+--26--2338--3B+Corporation.q.html
Richmond Public Notaries & Notary Service
Find Public Notaries & Notary Service in Richmond, VA. Get phone number, address, and driving directions.
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Virginia Notary Public Classes
For those who live outside of the Richmond area, we recommend our Notary Law & Procedures Distance Training Program. This program has been used effectively by many
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Find a Notary - Richmond Notary Public Search Results: Results from Richmond Query - Results Returned: 6
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Notary services in fremont

Rob Schmidt's Fremont Notary Service
and Notary Directory
408-810-5626
Sure its a San Jose number, but its a cell phone and I'm mobile!!

Rob Schmidt Mobile Notary Service. We Service these cities Alameda, Alamo, Alviso, Antioch, Atherton, Bay Point, Belmont, Berkeley, Brentwood, Burlingame, Campbell, Clayton, Colma, Crocket, Concord, Cupertino, Castro Valley, Daly City, Danville, Discovery Bay, Dublin, East Palo Alto, El Sobrante, Emeryville, Fremont, Foster City, Hayward, Hercules, Kensington, Lafayette, Livermore, Los Altos, Los Altos Hills, Los Gatos, Martinez, Millbrae, Milpitas, Moraga, Mountain View, Newark, Oakland, Palo Alto, Piedmont, Pinole Pacheco, Pittsburg, Pleasanton, Redwood City, Richmond, Rodeo, Saratoga, San Bruno, San Carlos, San Jose, San Leandro, San Lorenzo, San Mateo, San Pablo, San Ramon, Santa Clara, So. San Francisco, Sunnyvale, Union City, Walnut Creek, Woodside . And even San Francisco, but it's gonna cost you to send me there.... traffic, no parking , crowds, one way streets. See I'd rather not go to the City.



The primary purpose of the Notary Public is to prevent fraud by forgery. Notaries are most often used whenever real property is purchased or transferred to another party. Part of either transaction will include the notarization of certain documents by a notary public. What Is A Notary Public? A notary public is a reputable witness, commissioned by California’s Secretary of State, who may legally certify by written acknowledgment on a document that he or she knows you to be the person who has executed the document. Note: Any person requesting notarization of a will should be referred to an attorney. Why Is A Notary Public Necessary? The law required notary certifications under many situations. Most documents in real property transactions, such as a grant deed or trust deed, must be notarized before they can be recorded by the county recorder. When you have an important document notarized it affords you the fullest protection against possible forgery. Who Is Entitled To Be A Notary Public? In California, a notary public must be a citizen of the United States, a legal resident of the state in which he or she is commissioned, not less than 18 years of age, and must satisfy the Secretary of State that he or she is of good moral character. A notary public must also satisfactorily pass a qualification examination and provide a performance bond under which any official misconduct or neglect of the notary public makes the notary, together with the surety of the bond, liable to the persons injured thereby for damages sustained. How And Where Does A Notary Public Perform The Notarial Service? Notarization takes place only in the state where the notary public has been commissioned. The notary certifies to the identity of the person appearing and signing the document on the date and in the county specified on the notary certification. The notary’s certification testifies that the signatures on the document is genuine. The notary public maintains a complete record book to preserve evidence of the acknowledgement. For identification purposes, the notary public required that the signatures of the parties executing the document also be signed in the record book. Your notary public provides an important professional servic e and is entitles to charge a fee for such services. The Secretary of State establishes the maximum fees a notary public may charge. Notary Public Guidelines • Should not notarize any instrument or document if the party signing the document is not present or doesn’t sign the document in his or her presence. • Should not draw legal agreements or attempt to give legal advice of any nature (unless the notary is also an attorney) • Should not notarize any signature unless the party is personally known to the notary or satisfactory identification is provided to the notary.• Should not authorize anyone else to notarize for him or her. • Should not notarize out of state in which the commission has been granted. • Should require proper identification such as a drivers license, passport or California/military I.D. • May require a thumbprint (right hand).
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National notary database. Includes notary sign-up, notary forum, and links to notary support information.
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Optimists: House prices expected to fall until 2009 (articles.moneycentral.msn.com)Paulson Credit Push Earns Jeers From Free-Marketers (bloomberg.com)Disaster capitalism, the new Manifest Destiny (eyeonmiami.blogspot.com)SIV Bailout Plan: Don't Ask, Don't Sell (seekingalpha.com)Text of Paulson's Remarks on Housing (blogs.wsj.com)As Defaults Rise, Washington Worries (nytimes.com)Mortgage Securities Bailout Fund: A Bribe? (seekingalpha.com)Banks May Pool Billions to Avert Securities Sell-Off (nytimes.com)Boom Boom Tuesday (market-ticker.denninger.net)Wells Fargo, Regions Financial, KeyCorp Profits Miss (bloomberg.com)Wells Fargo Hit by Mortgage Woes (thestreet.com)Foreigners Sold Record $69.3 Billion in U.S. Assets (bloomberg.com)German bank hit by subprime crisis slashes results, directors leave (afp.google.com)Builder D.R. Horton Orders Fall (cnbc.com)D.R. Horton Orders Fall to Lowest in Almost Six Years (bloomberg.com)Housebuilder Outlook Falls to Record Low (biz.yahoo.com)8 Areas in the U.S. Most Unaffordable in World (efinancedirectory.com)Blame the Downturn on Homebuilders and Banks (doctorhousingbubble.com)Southern California house sales plunge 30 pct in Sept (reuters.com)2005 San Diegeo Sales (sandicor.com)2007 San Diego Sales (sandicor.com)
Rob Schmidt's Fremont Notary Service Home

Rob Schmidt Notary near Fremont
Rob Schmidt (RobtheNotary) - Notary - Fremont, California
ActiveRain real estate profile for Rob Schmidt (RobtheNotary) a Notary in Fremont, Alameda County, California ... Rob Schmidt Mobile Notary Service. ... activerain.com/fremontnotary -
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List of mobile notaries public located in Fremont, CA who can help with loan signings or assist with loan closings as signing agents in the mortgage documents arena. notaryrotary.com/archive/CA/Find_a_ Notary_in_Fremont_California.html -
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California directory of mobile notaries in text format ... Rob Schmidt. 408-810-5626. Fremont. 94536. 37421 Southwood Dr. Fremont, CA 94536. Pam McLaughlin ...
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California notary public page list of notaries public ... Name: Rob Schmidt. Phone: 408-810-5626. Address: 37421 Southwood Dr , Fremont, CA 94536 ... www.notaryphonebook.com/notary_public/ CA.aspx?city=FREMONT
Rob S. Fremont, CA. Rob the Notary. Fremont, CA. 5 star rating. 09/24/2008 ... Rob Schmidt represents Contempo West Realty & Vantage Crest Financial in the ...

Yucca Notary Public

Yucca Notary Public



Things You Should Know About Notary Publics
A California Notary Public is specially trained to identify and legally vouch for the identities of signers. They protect consumers and business people from fraud and are sworn to honesty. Use a notary signing agent any time you want to validate your signature for a remote business transaction.





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Jennifer Kelley Notary Public - Yucca Valley, CA Notaries PublicJennifer Kelley Notary Public - Notaries Public in Yucca Valley, CA. Get contact info, directions and more at www.yellowpages.com/info-LMS51973793/ Jennifer-Kelley-Notary-Public
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Zamora Notary Public

Zamora Notary Public



Things You Should Know About Notary Publics
A California Notary Public is specially trained to identify and legally vouch for the identities of signers. They protect consumers and business people from fraud and are sworn to honesty. Use a notary signing agent any time you want to validate your signature for a remote business transaction.








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Notary Public near Zamora
Duncan's Mobile Notary Service(530) 661-0205 - 32540 County Road 11, Zamora, CA
Amaro's Mobile Notary(530) 662-2332 - 405 Main St, Woodland, CA
Laughlin's Notary Service(530) 662-0682 - 23447 County Road 88, Winters, CA
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Notaries Public in Zamora, CA
Find Notaries Public in Zamora, California at SuperPages.com. Superpages has listings for many more Zamora businesses.
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Cdi in Zamora, Recreational Vehicles & Campers Repair & Service, California with telephone, cell phone, fax ... Associations Notaries Public Services ... web.userinstinct.com
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Citigroup Failure Imminent

Subject: Citigroup Failure Imminent



Citigroup Failure Imminent by Martin D. Weiss, Ph.D.
Dear Subscriber,
Citigroup, the nation's second largest banking conglomerate, is on the brink of failure.
Its stock price collapse is the canary in the coal mine, wiping out over nine-tenths of the company's market cap since its 2007 peak, decimating two-thirds of its value just last week alone.
At the same time, the collapse in its market cap is also the bank's nail in the coffin, making it virtually impossible for it to raise the capital it desperately needs to save itself.
If it fails, it will be, by far, the largest banking disaster in history, involving $2 trillion in assets. That makes it approximately six times larger than Washington Mutual and three times bigger than Wachovia.
Moreover, the prospect of a failure by Citigroup poses far greater challenges to regulators than a typical large bank. Due to its massive derivatives holdings — side bets on interest rates, currencies, and the probability of defaults by other large corporations — it could be extremely difficult to save Citigroup without serious disruptions, raising serious questions about the global banking system and the world economy.
At mid-year, June 30, 2008, the Office of the Comptroller of the Currency (OCC) reported that Citi's primary banking unit, Citibank NA, held $37.1 trillion in total notional value derivatives, including $3.6 trillion in credit default swaps, which, in recent months, have proven to be the most dangerous category.
In contrast, Wachovia bank, bought out by JP Morgan Chase in a deal brokered by the regulators, had only $4.4 trillion in derivatives, among which $404 billion were in credit default swaps, or only one-ninth the size of Citigroup's.
Thus, whereas it was possible for the authorities to arrange buy-outs for banks like Wachovia and Washington Mutual, there is no buyer big enough in the United States to absorb Citigroup. Nor is it likely that an international consortium of banks would want to squander the precious capital they have left on a sinking titanic the size of Citigroup.
What will happen next? No one can say with certainty. However, it's likely that:
The Treasury Secretary, the Fed Chairman, as well as FDIC and Citigroup officials are currently holding tense and intense discussions in a desperate attempt to somehow stem the megabank's demise.
They will soon announce a massive federal bailout that could make the $150 billion AIG rescue seem small by comparison.
And, ultimately, these kinds of bailout efforts will fail.
It is preposterous to assume that any government, no matter how powerful it may seem, can save the entire world. It is naive to believe that a few government bureaucrats, with a grab-bag of gimmicks and tricks, are a match for billions of consumers in revolt, millions of investors desperate to sell, and thousands of banks pulling in their horns.
The government cannot repeal the law of gravity and stop markets from falling. Nor can it turn back the clock to reverse our financial blunders.
My recommendations are unchanged:
Recommendation #1. Keep up to 90% of your money in the highest rated, most liquid safe haven in the world — short-term U.S. Treasury bills, bought through Treasury Direct or a money market fund that invests exclusively in Treasury securities.
Recommendation #2. If you have substantial assets or securities held in any other venue — a brokerage account, insurance company, or bank — pull away a reasonable portion of those funds for safekeeping in Treasuries as well.
COET: Recommendation #3. For urgent self defense, go on the offense. Click here to read Mike Larson's latest report on how to convert this crisis into a steady stream of high-profit results.
Recommendation #4. Above all, stay out of the stock market. Do not be lured back in by so-called “bargains" or temporary rallies like Friday's. Our next target for the Dow is 5500, and it could get there very quickly.
Good luck and God bless!
Martin
About Money and Markets
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Money and Markets (MaM) is published by Weiss Research, Inc. and written by Martin D. Weiss along with Tony Sagami, Nilus Mattive, Sean Brodrick, Larry Edelson, Michael Larson and Jack Crooks. To avoid conflicts of interest, Weiss Research and its staff do not hold positions in companies recommended in MaM, nor do we accept any compensation for such recommendations. The comments, graphs, forecasts, and indices published in MaM are based upon data whose accuracy is deemed reliable but not guaranteed. Performance returns cited are derived from our best estimates but must be considered hypothetical in as much as we do not track the actual prices investors pay or receive. Regular contributors and staff include Kristen Adams, Andrea Baumwald, John Burke, Amber Dakar, Michelle Johncke, Dinesh Kalera, Red Morgan, Maryellen Murphy, Jennifer Newman-Amos, Adam Shafer, Julie Trudeau and Leslie Underwood.
Attention editors and publishers! Money and Markets issues can be republished. Republished issues MUST include attribution of the author(s) and the following short paragraph:
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Tuesday, November 04, 2008

Supersize Your Dividends at McDonald's

Supersize Your Dividends at McDonald's by Nilus Mattive


I'm not a fan of fast food. And since my wife is a strict vegetarian, I don't eat very many hamburgers, even of the slow-cooked variety.
So you'd think McDonald's would be way off my radar, right?
Wrong. My mouth starts watering whenever I pass those golden arches. Here's why ...
McDonald's Serves Up Big, Fat, Juicy DividendsAnd Will Gladly Supersize Your Income
In last week's column, I told you that more and more companies are cutting dividends. And I pointed out that despite the bleak landscape, there are still some places to find rising payments.
McDonald's is a perfect example of a company boosting its dividend in the face of economic weakness.
In 2007, it decided to boost its annual payment by a whopping 50%. Then, just last month, it decided to increase its dividend another 33%!
As I constantly point out, that means investors holding these shares keep getting higher and higher effective yields on their original purchase price.
In this case, I have a real world example:
I first recommended McDonald's as a total return play to my Dividend Superstars subscribers on November 26, 2007. At the time, the shares were yielding about 2.6%.
Today, less than a year later, those same shares are already producing an effective yield of 3.5%.
In other words, that single 33% dividend hike has already added another percentage point to the stock's effective annual yield!
Plus, since my initial recommendation through yesterday's close, MCD shares had posted a small capital gain, while the S&P 500 lost more than 31%!
Now you can see why I say dividend stocks can not only give you better income but also better protection than other so-called safe investments!
That's what investors are saying about McDonald's recent 33% dividend hike!
And just to bring the point home, let's go back a little further into McDonald's history, before the latest two dividend hikes, to see what kind of results a long-time investor would have gotten:
Pretend it's March 26, 1990. You just finished polishing off a Big Mac at the local McDonald's. Across the restaurant's floor, you see a long line of customers in front of the register, wallets and purses in hand.
You go home and call your broker. "Buy me 100 shares of McDonald's," you say. That day, the stock closes at about $29 a share. Its indicated dividend is $0.31, making the stock's yield slightly more than 1%.
The move is certainly no great leap of faith. By 1990, McDonald's restaurants are everywhere — it's the fast food company by which all others are judged. Its stock is considered "boring."
Now fast forward 16 years to March 27, 2006. McDonald's stock closes at $34.55 a share. Its indicated dividend is $0.67 a share, giving the stock an annual yield of 1.9%. Hey, that's twice as much as when you bought it, right?
Nope.
During your 16 years of ownership, McDonald's stock split 2-for-1 on two occasions. Adjusting for these splits, your purchase price is equal to $6.20 a share.
Dividing the current indicated dividend of $0.67 a share by your $6.20 cost basis gives you a yield on cost of 10.8%. Plus, you're also sitting on paper gains of 457%. That's an average annual return of 28.6%. And, in addition, you got regular cash payments the whole time!
Will McDonald's Dividend Drive-Through Stay Open?
As I mentioned, I have already recommended McDonald's to my Dividend Superstars subscribers. And so far, they have been doing rather well with that position in spite of an absolutely horrible stock market.
The question is whether the good times will continue for McDonald's. In my mind, the answer is "yes."
All along, my pro-McDonald's argument has been twofold:
First, while it's technically a consumer discretionary company, MCD is really a consumer staple food stock these days.
After all, where else can financially squeezed people find complete meals for a few bucks? In many cases, eating at McDonald's is far cheaper than buying similar ingredients and making a home-cooked meal.
I snapped this shot of Ronald McDonald in a Bangkok mall. He's doing the traditional Thai wai.
In the kind of recessionary environment we have now, that argues for stronger sales. People will flock to the lowest-cost sources of food, especially when they save time in the process.
Second, the company's huge — and expanding — overseas presence will further insulate it from weakness in one region and provide plenty of future growth.
In the last two months, I've spent time on four different continents. And you know what I saw every place I visited? Lots and lots of Ronald McDonalds!
Just take a look at the company's latest earnings results, which came out on October 23:
McDonald's said profits rose to $1.05 a share from $0.89 a year earlier. That was better than analysts expected — the consensus estimate was $0.98 a share.
Meanwhile, the company's revenues gained 6%, with global same-store sales gaining 7.1%.
I think those kind of results will continue to support the company's generous dividend payments, and potentially produce mouth-watering returns for savvy investors.
Does that mean you should run out and buy the shares today? Only you can decide whether they belong in your portfolio.
And please note that I have given my Dividend Superstars subscribers an exit price at which to sell the shares to lock-in profits.
However, at the very least, I think McDonald's is proof positive that there are solid brand-name stocks that are not only holding up very well in these tough economic times, but also handing their investors richer and richer payments.
Best wishes,
Nilus
P.S. McDonald's is just one of many solid dividend-payers I've recommended to my subscribers. If you want to get an entire portfolio packed with steady income stocks, plus my sell-target for MCD, subscribe to Dividend Superstars now. You'll get 12 issues for just $39. Plus, I'll rush you a series of special reports that tell you all about my favorite income stocks. Click here for the details.
About Money and Markets
For more information and archived issues, visit http://www.moneyandmarkets.com
Money and Markets (MaM) is published by Weiss Research, Inc. and written by Martin D. Weiss along with Tony Sagami, Nilus Mattive, Sean Brodrick, Larry Edelson, Michael Larson and Jack Crooks. To avoid conflicts of interest, Weiss Research and its staff do not hold positions in companies recommended in MaM, nor do we accept any compensation for such recommendations. The comments, graphs, forecasts, and indices published in MaM are based upon data whose accuracy is deemed reliable but not guaranteed. Performance returns cited are derived from our best estimates but must be considered hypothetical in as much as we do not track the actual prices investors pay or receive. Regular contributors and staff include Kristen Adams, Andrea Baumwald, John Burke, Amber Dakar, Dinesh Kalera, Red Morgan, Maryellen Murphy, Jennifer Newman-Amos, Adam Shafer, Julie Trudeau and Leslie Underwood.
Attention editors and publishers! Money and Markets issues can be republished. Republished issues MUST include attribution of the author(s) and the following short paragraph:
This investment news is brought to you by Money and Markets. Money and Markets is a free daily investment newsletter from Martin D. Weiss and Weiss Research analysts offering the latest investing news and financial insights for the stock market, including tips and advice on investing in gold, energy and oil. Dr. Weiss is a leader in the fields of investing, interest rates, financial safety and economic forecasting. To view archives or subscribe, visit http://www.moneyandmarkets.com.


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