Wednesday, December 31, 2008

Five Fearless 2009 Predictions

Five Fearless 2009 Predictions by Tony Sagami

2008 has been a very difficult year for investors. And most are eager to put it behind them while hoping for a better 2009.
I don't have a crystal ball. But I believe there are five powerful trends that can destroy or enrich your portfolio next year ...
Powerful Trend #1 — The U.S. Stock Market Is Headed Lower. A Lot Lower ...
I don't believe we've seen the last of the exploding, financial time bombs.
What's more, I expect:
Real estate prices will continue falling,
Unemployment will continue rising,
Our economy will continue contracting, and
Our stock market will reflect the deterioration of those long-term, systemic economic woes.
The Dow could tumble several thousand more points before it hits bottom.
The Dow Jones Industrial Average is below 9,000. And I believe the Dow could lose SEVERAL THOUSAND more points before it finally bottoms.
Your opportunity: Selling on strength is my #1 recommendation for 2009. That means taking advantage of rallies to pare back your U.S. stock holdings.
Powerful Trend #2 — The U.S. Dollar Is Headed Lower. A Lot Lower ...
The cost of bailing out our county's financial institutions alone will be at least $5 trillion. And that's just the beginning of the trillions of dollars in loans, grants, guarantees, and other programs being cooked up!
So our politicians have a whole lot more spending to do. Those humongous spending plans, combined with our already swelling budget deficits, make the U.S. look like an irresponsible spendthrift to the rest of the world.
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Smart international investors do not want to hold what will become devalued dollars. And one of the best moves you can make is to diversity into non-dollar denominated assets.
Your opportunity: Consider international bonds funds, such as the Prudent Global Income Fund (PSAFX) or the T. Rowe Price International Bond Fund (RPIBX).
Powerful Trend #3 — Interest Rates Are Headed Higher. A Lot Higher ...
Inflation always has been, and always will be, a monetary phenomenon where too many dollars are chasing too few goods.
The Treasury Department will need to crank up its printing presses to an unprecedented speed to pay for all the commitments Washington is making.
Our national debt is $10.6 trillion and going up by $3.49 billion a day. That's $34,723 in debt for each and every U.S. citizen.
To pay the interest on this debt and finance even more massive bailout plans, Hank Paulson will order the Treasury Department to crank up its printing presses to an unprecedented speed.
The consequences: At some point in the near future, the flood of newly created dollars is going to send inflation and long-term interest rates to the moon.
Your opportunity: Consider inverse bond funds that actually increase in value when interest rates are rising, such as the Rydex Inverse Gov Long Bond Strategy Inv Fund (RYJUX) or the ProFunds Rising Rates Opportunity Fund (RRPIX).
Powerful Trend #4 — Commodity Prices, Including Energy, Will Be Higher 12 Months From Now ...
I used to spend $100 filling up my full-size SUV. So I appreciate falling energy prices as much as anybody. But I don't expect low prices to last for long.
Energy prices will resume their upward spiral as worldwide demand outpaces supply.
The growing emerging market economies and the other supply/demand factors that sent oil prices to $150 earlier this year are still in force today. Perhaps not at the previous gangbuster pace, but certainly at a pace that is enough to steadily push commodity prices higher over time.
Your opportunity: The price of natural resource and energy stocks are down — way, way down. And companies with solid, tangible assets will be among the best performing stocks to own in the coming years.
That's why this is the time to start accumulating shares in commodity kings like Barrick Gold (ABX), Archer Daniels Midland (ADM), CNOOC Ltd. (COE), BHP Billiton (BHP), and Cameco (CCJ).
Powerful Trend #5 — Asian Markets Are Headed Lower. But Will Bounce Like A Superball ...
I don't care what part of the world you pick — Europe, North America, South America, or Asia — the short-term outlook is not good. The long-term outlook varies greatly around the globe.
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And right now, it's the brightest in Asia in general, and China in particular, where I expect the rebound to be very powerful.
The Chinese economy is a multi-decade story. And there will be plenty of 'ten baggers' to be found amidst the beaten down diamonds.
Your opportunity: Take advantage of any dips to add quality Asian stocks — like New Oriental Education (EDU) and China Mobile (CHL) — to your portfolio.
The bottom line of my end-of-the-year message: Success in 2009 will require both caution and guts ...
Caution to keep your portfolio intact and to raise cash whenever possible. And the guts to buy when things seem the worst.
Best wishes for 2009!
Tony
About Money and Markets
For more information and archived issues, visit http://www.moneyandmarkets.com
Money and Markets (MaM) is published by Weiss Research, Inc. and written by Martin D. Weiss along with Tony Sagami, Nilus Mattive, Sean Brodrick, Larry Edelson, Michael Larson and Jack Crooks. To avoid conflicts of interest, Weiss Research and its staff do not hold positions in companies recommended in MaM, nor do we accept any compensation for such recommendations. The comments, graphs, forecasts, and indices published in MaM are based upon data whose accuracy is deemed reliable but not guaranteed. Performance returns cited are derived from our best estimates but must be considered hypothetical in as much as we do not track the actual prices investors pay or receive. Regular contributors and staff include Kristen Adams, Andrea Baumwald, John Burke, Amber Dakar, Michelle Johncke, Dinesh Kalera, Red Morgan, Maryellen Murphy, Jennifer Newman-Amos, Adam Shafer, Julie Trudeau and Leslie Underwood.
Attention editors and publishers! Money and Markets issues can be republished. Republished issues MUST include attribution of the author(s) and the following short paragraph:
This investment news is brought to you by Money and Markets. Money and Markets is a free daily investment newsletter from Martin D. Weiss and Weiss Research analysts offering the latest investing news and financial insights for the stock market, including tips and advice on investing in gold, energy and oil. Dr. Weiss is a leader in the fields of investing, interest rates, financial safety and economic forecasting. To view archives or subscribe, visit http://www.moneyandmarkets.com.

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Happy New Year's Eve. What a year, eh?

Blood in the Streets by Sean Brodrick
Happy New Year's Eve. What a year, eh? Speculation causes a massive market collapse ... gold prices soar ... leading bankers fail ...
But I'm not talking about today's market woes!
I'm talking about the Panic of 1873.
That was a panic that makes our current market downturn look like a tea party. And there's a good lesson for today's investors to learn from those hard times.
It Was Bad in the U.S., But in Europe ...
The Panic of 1873 makes our market downturn look like a tea party.
Here in the U.S., the Panic of 1873 (which started in 1869) was a combination of railroad speculation, a run on physical gold, and brand-name bank and brokerage houses failing.
Across the pond, in Europe, it was much, much worse. And it gave one of the world's most legendary capitalists the chance to make a fortune for himself and his friends.
I'm talking about Baron Nathan Rothschild. Rothschild was a respected French investor who became the stuff of legend during the financial crisis.
It was a terrible time. A building boom ended with a mortgage bubble bursting. This was followed by a swoon in the prices of many industrial commodities. There was even an energy crisis of sorts — an outbreak of equine influenza (horse flu) saw many forms of transportation temporarily grind to a halt.
Europe fought the Franco-Prussian War, which ended in defeat for France. Emperor Napoleon III was captured, and the French government collapsed. The economic woes combined with military defeat allowed socialists to seize control of the French capital. Paris was turned upside down, and mobs ruled.
And that's when Rothschild told his clients ...
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It Was Time To Buy
The story goes that a panic-stricken investor turned up at Rothschild's office and exclaimed, "You advise me to buy securities now? NOW?! The streets of Paris run with blood."
Rothschild, calm as ever, answered, "My dear friend, if the streets of Paris were not running with blood, do you think you would be able to buy at the present prices?"
There is a second part to Rothschild's quote — one that is perhaps even more impressive: Buy when there's blood in the streets, even if the blood is your own.
Rothschild proved to be quite prescient. French bankers were able to fund a counter-revolution. And the investments that Rothschild and his friends made doubled in value ... and then went higher!
While many U.S. banks failed in the Panic of 1873, we got off lightly compared to Europe. The global depression lasted until 1879. And the end result was the center of gravity for the world's credit shifted from Europe to the U.S.
Fast-Forward To Today
We've seen a building boom end with a mortgage bubble burst. And we've seen the Reuters-Jefferies CRB Index of Raw Industrials, a gauge of the cost of 22 items including scrap copper, cotton and hogs, and a good indicator of economic health, fall off a cliff.
It's down a staggering 39% from its peaks to its lows, as factory production fell 7.3% through November.
Now, though, the CRB Raw Materials Index looks like it's starting to hammer out a bottom. Once a bottom is in place ... the Index could go a LOT higher.
Are Things Bad? Yes!
There are parades of bad news up and down Wall Street and Main Street ...
On Wall Street, the easiest way to get your hands on truckloads of government bailout dollars is to own a bank. Heck, you won't even have to tell the Treasury what you do with the money!
And if you don't own a bank, you could go from being chairman of the Nasdaq to setting up a hedge fund so secretive that your closest friends don't know you're ripping them off for tens of billions of dollars.
On Main Street, manufacturing has slumped to its lowest level in 26 years ... employment has dropped to a six-year low ... retail sales are plummeting. In fact, many experts expect a whopping 25% of U.S. retailers will go bankrupt in 2009.
Problems are rippling around the world, too ...
In Japan, industrial production has taken a header — down 8.1% in November from October.
Even China has caught the recession flu. In Dongguan, where many of Santa's gifts are really made, nearly half of the 3,800 toy factories have closed or plan to shut down. China's steel production has dropped by 12%, and electricity demand is down 9.6%.
Yep ... things are bad. And things in this downturn seem to be going at lightning speed compared to previous economic hard times ...
For example, in the last five months, base metals have fallen in price, on a percentage basis, more than they did during the entirety of the Great Depression!
The question now is: Are we close to blood in the streets ... the time when Rothschild would advise buying?
I'll give you my opinion on that in a bit. First, an important difference between now and the panic of 1873 ...
The Loosest Money Policy Possible.The Long-Term Effects Are Horrific!
In 1873, the U.S. moved to the gold standard, which meant it stopped minting silver dollars altogether. This reduced the domestic money supply, which hurt farmers and anyone else who carried heavy debt loads.
Today, by contrast, we have the loosest money policy possible ...
The U.S. Federal Reserve recently cut its target for overnight interest rates to — zero to 0.25% — its lowest level on record dating to July 1954 — and said it would likely keep it at "exceptionally low levels for some time."
In addition, Treasury Secretary Hank Paulson and Federal Reserve Chairman Ben Bernanke have been handing out cash by the hundreds of billions to every Tom, Dick and Citibank who drives by with a sob story.
The long-term effects of that free and easy money policy are horrific!
Through December, Washington had already spent or pledged $8.7 TRILLION. As a result of all the bailouts for banks, automakers and other new federal outlays, our nation's budget deficit is expected to reach $1 TRILLION in 2009.
And that's just the tip of the iceberg ...
The Grandfather Economic Report series calculates that America now owes a total debt (including government, household, business, financial sector, etc.) of $53 trillion. That's $175,154 for every man, woman and child in the country, an increase of $33,781 per family of four over last year.
However, that's longer-term. In the short-term, that easy-money policy could be just what the doctor ordered for an ailing economy.
Sure, it looks like consumers, who power 70% of America's economy, are in a power dive. But we've also been lucky that oil prices have been falling like Wile E. Coyote, and gasoline prices are tumbling, too. That puts more money in consumers' pockets.
While the Grinch may have stolen Christmas, on an inflation-adjusted basis, consumers spent 0.6% more in November than they did the month before. Disposable income also rose on an inflation-adjusted basis, by 1%, compared with an increase of 0.7 percent in October.
Plus homeowners have rushed to refinance their loans to cut costs or switch from adjustable-rate mortgages to fixed-rate loans. Recently, mortgage applications jumped to the highest level in five years.
My point is that things may not be as bad as they seem. Maybe we have much worse to come. Or maybe we are near the point where Baron Rothschild would tell his clients to buy.
So when that time comes, what should you buy?
Here Are Three Ideas ...
1) Gold Miners. Gold, with its historic outperformance during times of trouble, is looking better and better. Sure, I've been pounding the table about gold for some time now. And it's been zig-zagging higher. And "buy" signals on select gold stocks are flashing on my board like holiday lights.
2) Oil Companies. Say what? Why buy oil when many analysts are predicting $25 oil in 2009? My reason is simple: Enjoy the cheap oil, because it won't last. We've seen oil prices plunge about 73% in six months. That has never happened in history before — ever.
The current price of crude signals that something is very out of whack in the oil markets. And I can tell you what the effect is: Projects that cost more than the current price of oil are being taken offline — slowly at first. But the process could quickly start to cascade.
That should quickly bring supply and demand in balance. And if prices go higher, we can always bring more production online, right? Maybe.
But the kind of black swan event we've seen in oil markets leaves long and deep scars in the conservative psyches of oilmen. That's why I think it's going to be a while before anyone goes after new deepwater wells that cost $80 a barrel.
So who will profit from this? Major oil companies with lots of cash.
That brings me to my third recommendation ...
3) Big Companies With Lots Of Cash. For smaller industrial firms that relied on seasonal demand and outside capital, the Panic Years of the 1870s put them in one heck of a bind.
As capital reserves dried up, so did their industries. Who thrived? The large companies with guaranteed contracts and the ability to force deals on their suppliers and vendors.
Baron Rothschild would tell you to make the most of troubled times.
Andrew Carnegie and John D. Rockefeller had enough capital reserves to finance their own continuing growth. Both bought out their competitors at fire-sale prices.
And today, large, well-capitalized companies could be the way to go.
Indeed, these are tumultuous times. Yet I'm sure that Baron Rothschild would tell you to make the most of them.
I wish you all the best for 2009.
Yours for trading profits,
Sean
About Money and Markets
For more information and archived issues, visit http://www.moneyandmarkets.com
Money and Markets (MaM) is published by Weiss Research, Inc. and written by Martin D. Weiss along with Tony Sagami, Nilus Mattive, Sean Brodrick, Larry Edelson, Michael Larson and Jack Crooks. To avoid conflicts of interest, Weiss Research and its staff do not hold positions in companies recommended in MaM, nor do we accept any compensation for such recommendations. The comments, graphs, forecasts, and indices published in MaM are based upon data whose accuracy is deemed reliable but not guaranteed. Performance returns cited are derived from our best estimates but must be considered hypothetical in as much as we do not track the actual prices investors pay or receive. Regular contributors and staff include Kristen Adams, Andrea Baumwald, John Burke, Amber Dakar, Michelle Johncke, Dinesh Kalera, Red Morgan, Maryellen Murphy, Jennifer Newman-Amos, Adam Shafer, Julie Trudeau and Leslie Underwood.
Attention editors and publishers! Money and Markets issues can be republished. Republished issues MUST include attribution of the author(s) and the following short paragraph:
This investment news is brought to you by Money and Markets. Money and Markets is a free daily investment newsletter from Martin D. Weiss and Weiss Research analysts offering the latest investing news and financial insights for the stock market, including tips and advice on investing in gold, energy and oil. Dr. Weiss is a leader in the fields of investing, interest rates, financial safety and economic forecasting. To view archives or subscribe, visit http://www.moneyandmarkets.com.

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Monday, December 29, 2008

Stress of Shopping For Holiday Gifts

6 Smart Tips To Avoid the Stress of Shopping For Holiday Gifts
For those who find making their gifts list for the holidays a very exciting activity, good for you. Those who find it less than an appealing bustle don't fret. Many share your sentiment. The problem with making a list is that it seems to become never ending especially when you decide on checking it twice. Okay, you're no good ol' Saint Nick but hey, this is only looking at it with a bird's eye view. What you don't know is that buying the gifts could actually cause a bigger headache than the preparing of the list.
Who wants to wallow in the stress brought by holiday gift-giving? Holidays need not always put you in a major state of panic. Here's how to breeze through the holiday season with these tips on buying gifts.
1. Say no to a rigid gift list.
This doesn't mean that when you arrive on a situation like when you get to see a "spunkier" Ipod when you originally thought of giving out a Walkman, you'll always give in. The thing is that you should be open to alternatives with your choice of gifts. You might as wel, jot down all the possible options on that gift on your list in case you're having a hard time looking for it.
2. Nifty over Hefty.
An expensive price tag does not necessarily mean a perfect gift. What is more appreciated is creativity and when someone puts in genuine effort. Your budget does not have to suffer so much during the holidays. Doing your homework will get you a long, long way.
3. Doing some favor is a labor of love.
Instead of material presents, an act of kindness can very well serve as a very valuable holiday gift. One may run errands or do things like babysit for a busy aunt, cook dinner for a couple, or do a car wash. Of course, just don't forget to do this for free. One more thing, you can also do this goodie-two-shoes stuff not only for your family and friends but also for those less-fortunate.
4. Techie not Newbie.
For those who are still thinking that the Internet is only a mirage of the future, please wake up. You're so late! Online shopping is one of the many conveniences the Internet offers. Just click the mouse and voila! Before you are a wide array of brands and pricelists for your choice of gifts. Amazon.com, EBay, and Overstock.com are just a few of the best web sites that can help you in this endeavor. Just remember to provide ample time for delivery.
5. Comfort Zone.
During the commotion from shopping for holiday gifts, it's wise to wear your most comfortable outfits. This will make it easier for you to rummage through shelves of stuffs and will make scurrying not much of a hassle.
6. Early Bird Gets the Most Appreciation
Yes, there's still no better way of dealing with this gift-buying problem but to do it ahead of time. Creating your list about two months before the "season to be jolly" will help a lot in downsizing the hassles of this activity. Some can even go the length of preparing for it at least three months before the holidays.
Some people never have to worry about buying for gifts. Can you imagine having a closet of stuff always ready to be given out for various occasions? Yes, these cases exist. But you don't have to really succumb to such almost-paranoid acts. Following the simple but noble tips above will do.About the Author
David Arnold Livingston does all his gift shopping online without stress and recommends the gift directory: http://www.rggift.com/Written by: David Arnold Livingston
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Saturday, December 27, 2008

Three More Year-End Steps for Greater Wealth

Three More Year-End Steps for Greater Wealth
by Nilus Mattive


First off, I want to take this opportunity to wish you a very happy holiday season! I hope you find plenty of time to celebrate with your friends and family. And I look forward to helping you have your most prosperous year ever in 2009.

Speaking of which, last week I gave you two year-end financial moves to consider. And today I want to show you three more terrific ways to either get tax breaks now or in the New Year.

#1. If you're donating to charity take note ...

An important law has been extended through 2009. Individuals age 70½ and older can still directly transfer up to $100,000 a year from an IRA to qualified charities without having to count those distributions as taxable income. Plus, the transfer still counts toward that person's minimum distribution.

I also want to point out that you do not have to have the money in hand to donate for a 2008 write-off! You can charge your gift this year and it will still count. It doesn't matter if you pay the bill in 2009. Similarly, a check mailed in 2008 counts for 2008.

Internal Sponsorship
All HELL Is About to Break Loose
in the World Currency Market EARLY NEXT YEAR!

Massive profit opportunities will abound as the euro craters and the dollar soars!

Moscow is in emergency mode — throwing huge amounts of rubles at Russian companies to keep them from failing ... The dominoes are beginning to fall throughout Eastern Europe with both companies and consumers hamstrung for cash ...

This is the signal we’ve been waiting for — a sure sign that the euro is only days away from self-destructing ... and that the next, massive surge in the U.S. dollar could begin with the New Year ... We can’t wait much longer — We MUST issue my next recos soon after the New Year.

Profits of up to $1,818 per hour possible!





#2. Get the maximum amount of money into tax-sheltered vehicles ...

Given the amount of cash being doled out to failing companies ... the myriad problems with Social Security ... and Obama's plan to undertake massive infrastructure projects, you can bet that taxes are only going one way from here on out — UP.

As I mentioned last week, the Roth is a great option. But so are other plans.

For example, if you have self-employment income, I heartily recommend you investigate Solo 401(k) plans. These accounts allow you to sock away very generous amounts of money — as much as $46,000 in 2008 ($51,000 if age 51 or older!). Wow!

Whatever you do, take a little time to research ALL the tax-sheltered accounts that are available to you and your family. Consider not just retirement plans but also education savings accounts like 529 Plans and Coverdell accounts.


Use tax-sheltered accounts to keep as much of your money away from Washington as you can!
Add it all up and you'll be amazed at how much money you can legally keep away from federal, state and local governments (at least for a decade or two).

#3. Do NOT remove money from retirement accounts if you don't have to ...

I know the impulse to pull money out of your accounts might be strong right now. And some of Obama's possible moves in 2009 might make it even easier for you to do so. For example, he has suggested allowing workers to withdraw as much as $10,000 from a retirement account penalty-free.

But I do not think such a move would be wise unless you absolutely must have the money for an emergency. You would still have to pay taxes on the withdrawal, and would miss out on tax-sheltered compounding.

If anything, I am hoping that one of Obama's other proposals comes to pass — a temporary suspension of required minimum distributions for retirees. That would allow some people to keep more money away from the tax man ... just the kind of holiday gift us investors hope for!

Best wishes and happy holidays,

Nilus

P.S. If you didn't sign up to receive the Gala Dividend Superstars 2009 Annual Forecast Issue, it's not too late! This very special 12-page issue just went to press today, and I've decided to extend the deadline to get it at a very special price. Click here to get your copy right now.



--------------------------------------------------------------------------------



About Money and Markets

For more information and archived issues, visit http://www.moneyandmarkets.com

Money and Markets (MaM) is published by Weiss Research, Inc. and written by Martin D. Weiss along with Tony Sagami, Nilus Mattive, Sean Brodrick, Larry Edelson, Michael Larson and Jack Crooks. To avoid conflicts of interest, Weiss Research and its staff do not hold positions in companies recommended in MaM, nor do we accept any compensation for such recommendations. The comments, graphs, forecasts, and indices published in MaM are based upon data whose accuracy is deemed reliable but not guaranteed. Performance returns cited are derived from our best estimates but must be considered hypothetical in as much as we do not track the actual prices investors pay or receive. Regular contributors and staff include Kristen Adams, Andrea Baumwald, John Burke, Amber Dakar, Michelle Johncke, Dinesh Kalera, Red Morgan, Maryellen Murphy, Jennifer Newman-Amos, Adam Shafer, Julie Trudeau and Leslie Underwood.

Attention editors and publishers! Money and Markets issues can be republished. Republished issues MUST include attribution of the author(s) and the following short paragraph:

This investment news is brought to you by Money and Markets. Money and Markets is a free daily investment newsletter from Martin D. Weiss and Weiss Research analysts offering the latest investing news and financial insights for the stock market, including tips and advice on investing in gold, energy and oil. Dr. Weiss is a leader in the fields of investing, interest rates, financial safety and economic forecasting. To view archives or subscribe, visit http://www.moneyandmarkets.com.


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Monday, December 22, 2008

Big Bucks Home Business

Big Bucks Because You Have an Internet Home Business



 



 






                     



 






 

 


 


 


 


 


 


 






  • Big Bucks Because You Have an Internet Home Business


     

    It seems that Dr. Suzanne has really done her
    homework (especially for YOUR benefit!)



    First she correctly determined that according to Forrester Research
    (which is perhaps the most powerful & accurate online research
    database to date!) "health-related" products and
    information is by far the most sought after things anywhere online.



    Nope! -- Despite what you might have thought, "sex,"
    "porn," and "UFOs" are NOT the most searched for
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    Second, Dr. Suzanne's "Top Secret Fat Loss Secret" shook
    the entire World with its release recently - and she's even made a
    special lead-capture page that you also get central to this amazing
    site!





    Simple: because Dr. Suzanne's affiliates are making millions right
    now with what is perhaps one of ClickBank's HOTTEST products (and
    this same product is the central seller at your new health e-Biz
    site!)



    Third, the site you get also acts as a "database" that
    never stops growing so that you get 10,000's of customers you can
    continue to sell to over and over again other things!



    Why is this important?



    Again, very simple: anyone who's wise online knows that
    "backend" sales are chief to making long term and extra
    profits!



    Dr. Suzanne's NEW "Health Biz In a Box" complete and
    fully-operational website you get for next to nothing contains an
    electronic "Automatic Sales Manager" (like a salesman
    robot - Ha!) built-in that works to upsell to your list over and
    over again so that you enjoy additional "automatic"
    income!



    Fourth, Dr. Suzanne health-biz site also includes a complete
    health-related products Shopping Mall so that your site visitors
    stopping by are likely to buy at least 1 to up to 90 additional
    products creating instantly for you up to over a dozen other income
    streams!



    This way you get the "most bang for your buck" so to
    speak!



    As if all this weren't enough, the fifth (and perhaps the very best)
    thing about this automatic seller is the tiny spokesmodel
    "Rachel" that literally walks out onto your Health-Biz
    site and guides your site visitors (like a tour guide) through your
    entire site and what it has to offer!



    Dr. Suzanne carefully tested the site both WITH and WITHOUT
    "Rachel" and accurately determined that the addition of
    "Rachel" boosted sites sales by as much as 396% (meaning
    nearly 4 times as many sales!)



    Dr. Suzanne believes that having the spokesmodel adds credibility as
    well as an informative approach to the site so that it generates a
    much higher "conversion-to-sales" ration at large.



    And ALL these amazing features stand to make YOU very, very rich as
    you get all of them with your own "Health Biz In a Box"
    website!



    If any of this floats your boat, then I highly recommend you get
    over to:






    ...and because rumor has it that Dr. Suzanne may put a ceiling on
    the number of these Internet "health-biz" sites she's
    giving out in order to avoid everyone having one and risking market
    saturation.



    Already people securing theirs have had nothing but great things to
    say about this:



    "I'm so happy with mine! ... Having this site professionally
    set up by Dr. Suzanne's Team for us was the greatest thing we ever
    did! ... the site literally is just pouring money into our pockets
    even while we're doing other things, vacationing, and even crashing
    out!"

    -Cynthia Conrad, Atlanta, Georgia



    "I never knew that making money online could be so easy!"

    -Richard Bosworth, SLC, Utah



    "Health stuff is the real way to make money online easily ...
    everybody sooner or later has to have it!"

    -Carla Dupree, Boise, Idaho



    "I'm making about $6,000 a week with mine ... and this after
    failing on the Net for nearly 10 years trying to sell everything
    else!"

    -Jason Herman, San Dimas, CA



    "$500 a day is what this biz is shoving in my pocket! I even
    went out of town for nearly two weeks and my health biz site
    completely ran itself!"

    -Michael Sorbowski, Mason, Ohio



    As you can see by these people's comments, everyone grabbing their
    own automatic health-products Internet business is raking in the
    cash! (And now you can too!)







    I guess I should have added above that not only do you get all the
    things I've described thus far, but you also get professional
    customized set up at no extra charge!



    That's right! - Dr. Suzanne's own Team of web experts actually build
    your "Health Biz" for you so you don't have to!



    They:



    - design your site

    - put all the 90 income streams into place

    - install the electronic sales manager for you

    - add sharp selling graphics

    - add powerful videos

    - add several other webpages

    - and a complete online shopping mall of health products!



    All so that you can earn big income online and while you sell
    product that help people and that you can be very proud to sell.



    So all in all this is perhaps one of the BEST instant online
    ventures worth your time.



    Get your now before the ceiling number is reached and maxed out...



     http://rsproducts.healthebiz.hop.clickbank.net




    http://slowduck.com/health_internet_business.htm

     -


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    Optimists:
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    Paulson
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    Text
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    Banks May Pool
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    Boom
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    Wells
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    Foreigners
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    D.R.
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    Housebuilder
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    (biz.yahoo.">8